Canadian Dental Care Plan (CDCP)
- Get quality dental care through the Canadian Dental Care Plan at Pearl Dental Group in Toronto.
- Top-quality dental care provided by North York’s premier dentist, now available with the Canadian Dental Care Plan
- Walk-in patients are welcome
- Affordable dental solutions with the CDCP
- All insurances are accepted
- Same-day appointments and free consultations are available
(647) 800-0318
(416) 223-7557
New Age Update!
Public Services and Procurement announced that all remaining eligible Canadians aged 18 to 64 years-old will be able to apply for the CDCP in May 2025; with coverage starting as early as June 1, 2025.
Applications will open by age group:
May 1: 55 to 64 years old
May 15: 18 to 34 years old
May 29: 35 to 54 years old
What Exactly is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP), launched in 2024 by the Canadian government and Sun Life, aims to support families earning less than $90,000 annually by offering vital dental services. The initiative prioritizes individuals without dental benefits, making dental care an accessible necessity rather than a luxury, starting with the most vulnerable populations before gradually including more Canadians to enhance overall oral health.
Discover Affordable Dental Care with Pearl Dental Group and Our CDCP Coverage
We are committed to your oral health, which is the ultimate factor in your health and happiness, at Pearl Dental Group. At the same time, we understand that financial obstacles can get in the way of people obtaining the dental care they need. Therefore, we are excited to announce that we are now offering the Canadian Dental Care Plan (CDCP) to keep superior dental service accessible to everyone. We promise to provide you with every need, give you peace of mind, and relieve your dental pain. Receive exceptional dental care under the Canadian Dental Care Plan from a skilled dentist in Toronto at Pearl Dental Group.
What is the Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan (CDCP) is the first federal dental insurance plan to offer a broad dental insurance plan to Canadians without access to private dental benefits. This is an arrangement started in May 2024 to help low-income families in trouble due to dental expenses. Focusing on low-income families with an annual family income of less than $90,000, the CDCP makes quality dental care no longer a luxury but a necessity. Experience comprehensive dental services under the Canadian Dental Care Plan with a top dentist in North York at Pearl Dental Group.
Eligibility for Canadian Dental Care Plan (CDCP)
The Canadian Dental Care Plan (CDCP) aims to be universal, gradually expanding its coverage to include all Canadian residents who are not protected by an employer, school, or private insurance. Applicants to the CDCP must have the following characteristics:
- Be a Canadian citizen.
- Not have private dental insurance.
- A net family income is under $90,000 per year.
- Filed a tax return for the previous year.
Comprehensive Dental Services Covered by the Canadian Dental Care Plan
The Canadian Dental Care Plan covers a wide range of essential dental services to ensure optimal oral health. These services include:
- Routine Check-ups and Cleanings: Regular dental exams and professional dental cleanings to maintain oral hygiene and prevent dental issues.
- X-rays and Diagnostic Services: Imaging and diagnostic procedures to identify dental problems early.
- Fillings and Restorative Care: Treatment for cavities and tooth decay, including dental fillings and other restorative procedures.
- Teeth Extractions: Removal of problematic teeth, including wisdom teeth, when necessary.
- Root Canals: Endodontic treatment to save and repair severely damaged or infected teeth.
- Periodontal Care: Treatment for gum disease, including deep cleanings and other periodontal therapies.
- Crowns and Bridges: Restorative procedures to repair and replace damaged or missing teeth.
- Dentures: Provision of partial or full dentures for patients with multiple missing teeth.
- Orthodontic Services: Coverage for braces and other orthodontic treatments to correct teeth alignment (usually for eligible patients).
- Emergency Dental Care: Treatment for urgent dental issues such as severe pain, infections, or trauma.
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| Service Category 1: Diagnostic and Preventive | ||
| Dental exams (complete, routine, specific, emergency) | No | |
| X-rays | No | |
| Cleaning (scaling) | No | |
| Fluoride applications | No | |
| Sealants | No | |
| Service Category 2: Basic Services | ||
| Specific Services | Preauthorization Required | |
| Restorative | Permanent fillings | No |
| Temporary fillings | No | |
| Pain control for diseased teeth | No | |
| Other treatments for cavities | No | |
| Endodontic | Root canal treatments | No |
| Pulpectomies (first step of a root canal treatment) | No | |
| Procedures to reduce infection and relieve pain | No | |
| Re-treatment of previously completed root canal treatment | Yes | |
| Periodontal | Cleaning under the gumline | No |
| Treating abscesses | No | |
| Bonding for mobile teeth | Yes | |
| Post-surgical evaluations | Yes | |
| Non-surgical gum disease management | No | |
| Service Category 3: Major Services | ||
| Specific Services | Preauthorization Required | |
| Restorative | Posts and post removal | No |
| Repairs to crowns and re-bonding of crowns and posts | No | |
| Crowns | Yes | |
| Cores (to support crowns) | Yes | |
| Posts for crowns | Yes | |
| Removable Prosthodontic | Complete dentures (standard and temporary | No |
| Denture repairs, relines, and rebases | No | |
| Placing lining in dentures to condition oral tissues | No | |
| Complete immediate and overdentures | Yes | |
| Partial dentures | Yes | |
| Oral Surgey | Removal of teeth and roots | No |
| Surgical removal of tumors and cysts | No | |
| Surgical incisions (including draining | No | |
| Treatments for broken jaw bones | No | |
| Service Category 4: Anesthesia or Sedation | ||
| Specific Services | Preauthorization Required | |
| Minimal sedation (conscious) | No | |
| Moderate sedation | Yes | |
| Deep sedation | Yes | |
| General anesthesia | Yes | |
| Service Category 5: Orthodontic Services | ||
| Specific Services | Preauthorization Required | |
| Available in 2025, only in cases of medical need with strict criteria | Yes | |
How to Apply for Canadian Dental Care Plan (CDCP)?
The Canadian Dental Care Plan (CDCP) application is quick and simple, as it can be completed online. If you prefer, our Pearl Dental Group expert team will be more than happy to help with the application. You will need to provide some personal information when you apply, such as your full name, date of birth, home and mailing address, and your social insurance number, as well as some basic details about any existing dental coverage for which you may be eligible through government social programs. We are here to provide you with easy access to your coverage.
CDCP Coverage Details
The CDCP is designed to cover a large portion of dental costs for eligible individuals, with coverage varying by income level.
Coverage Levels:
- Income under $70,000: 100% coverage.
- Income between $70,000 and $79,999: 60% coverage, 40% co-payment.
- Income between $80,000 and $89,999: 40% coverage, 60% co-payment.
Co-Payment Breakdown:
Co-payments are the share of costs you must pay. The breakdown is as follows:
| Adjusted Family Net Income | CDCP Coverage | Co-Payment Responsibility |
| Less than $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
Implementation Phases of CDCP
The Canadian Dental Care Plan (CDCP) operation is phased to prioritize access to necessary essential dental services for the most struggling segments of the population. This phased roll-out ensures an introduction, making sure each category is effectively shared.
- Phase 1: December 2023 – Seniors Aged 65 and Above
Beginning in December 2023, the first phase of the Canadian Dental Care Plan (CDCP) roll-out will focus on those 65 years and older. This group is specifically targeted because they have a greater probability of dental problems and are frequently omitted from private dental insurance. The CDCP puts a focus on seniors as the most critical need for dental care by older Canadians, which will make sure seniors get full care and support.
- Phase 2: June 2024 – Adults with a Valid Disability Tax Credit Certificate
The Canadian Dental Care Plan (CDCP) coverage will then expand to adults who have a valid Disability Tax Credit certificate in June 2024. This phase acknowledges that individuals experiencing disability may struggle with the requirement for dental attention that is necessary and highly-priced. The inclusion of this subgroup in the initial phase of the plan ensures that adults with disabilities are also provided with the dental services and preventive care they need to preserve their oral health status.
- Phase 3: June 2024 – Children Under the Age of 18
At the same time, however, the CDCP will be extended in 2024 to include children under 18. This stage is very important as it aims at developing healthy oral habits from the early years and preventing dental diseases that may impact the general health and development of a child. The Canadian Dental Care Plan (CDCP) means that children receive regular dental checkups and cleanings, as well as other basic dental services.
- Phase 4: Starting 2025 – All Remaining Eligible Canadian Residents
The third phase of the Canadian Dental Care Plan (CDCP) will roll out in 2025 and is expected to cover all other eligible Canadian residents. This phase of the inclusive approach guarantees that every Canadian meeting the eligibility standard will have access to low-cost and comprehensive dental care for everybody. Dental services will be made available to all who need them by the end of this phase, following a nationwide oral health safety net established by the CDCP.
The phased implementation approach taken by the Canadian Dental Care Plan (CDCP) to roll out its program is a commitment to access to health care, starting with those who need it the most before expanding step by step to reach wider population coverage. Receive exceptional care under the Canadian Dental Care Plan (CDCP) from your trusted family dentist in Toronto at Pearl Dental Group.
Read More: Best Cosmetic Dentist in Toronto
Utilizing CDCP at Pearl Dental Group
After signing up and getting approved for Canadian Dental Care Plan (CDCP) coverage, you can start using our dental services coverage. Our highly trained team can take care of everything you need, from emergency dental care to routine checkups to more advanced treatments. While it should be included in coverage, we suggest you call to ensure your status and which services are included.
Contact us
261 Finch Ave W, North York, ON M2R 1M8, Canada
(647) 800-0318
Conclusion
Thanks to the Canadian Dental Care Plan, At Pearl Dental Group, we are committed to providing quality dental care that is both accessible and affordable. We have experts on hand who work with you to apply for dental coverage so you get the coverage you need and advanced dental care for eligible lower-income individuals. Take advantage of getting better oral health without any financial burden.
To learn more about the advantages of being a Canadian Dental Care Plan (CDCP) and make an appointment, contact us today. Schedule an appointment at Pearl Dental Group. We look forward to meeting you and helping you realize the smile you’ve always wanted. Money should not be a barrier to protecting your teeth, so this is a great opportunity. Cost-effective, comprehensive dental care is at your doorstep with Canadian Dental Care Plan (CDCP) and Pearl Dental Group.
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FAQs About CDCP
The CDCP includes a wide range of dental services, including preventive, diagnostic, restorative, endodontic, prosthodontic, periodontal, and oral surgery services.
There might be extra charges if the cost of your dental services exceeds the CDCP established fees or if you choose services not covered by the plan.
Yes, you remain eligible for CDCP if you receive dental coverage from other federal government social programs, ensuring seamless coordination across different plans without duplication or gaps.
Eligibility criteria include being a Canadian citizen without private dental insurance, having a net family income of less than $90,000 per year, and having filed a tax return for the previous year.